Types of Risks

• Appetite: Not-for-hire operations primarily within 0-300 mile radius written on a Business Auto policy. Contractors, Retail Delivery, Wholesale/Distribution, Mobile Businesses (food vending, mobile medical, etc.), Courier Services, Armored Cars, and cement mixers.
• Ineligible risks: Pizza delivery, door-to-door newspaper delivery, bulk hazardous materials, mobile/manufactured home delivery.
• Geography: All states except IA, MN, NE, SD, WI, LA, NJ, NY, MS, and VA.
• Other requirements:

Coverage Highlights

• Coverages offered: Auto Liability, Auto Physical Damage, Motor Truck Cargo
• Coverage limits: Liability limits of $5,000,000 available. Federal/State filings when required.
• Admitted or non-admitted paper: Admitted

Submission Requirements

ACORD applications, Business Auto Questionnaire, expiring term plus three prior years of currently valued loss experience, current MVR's for all drivers

Additional Program highlights

New ventures considered. Broadened Pollution available for most classes.